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Form 1095-C Minneapolis Minnesota: What You Should Know

Frequently Asked Question: 1094-C Employer-Provided Health Insurance Offer and Coverage (This answer was edited to clarify that the employer must actually report Form 1095-C and that no Form 1095-C has been sent to the employer yet.) If I report “health care” (that is, self insurance), then is it really health care insurance? No. You also can file an income tax return with Form 1045-X. (Form 1045-X is a supplement, not replacement for the 1095-C. It shows health care spending, not health insurance costs -- if the cost is more than an employee's share of the premiums paid, the employer will not be liable to the IRS.) However, if your health plan says that the premiums are “required under Obamacare,” it is health insurance.

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